Trusted by Web3 pioneers and traditional businesses alike
The complete bridge between
decentralized and traditional finance.
One platform for all your financial needs. Convert, send, spend, save, and earn across crypto and fiat seamlessly.
Crypto to Fiat
Instantly convert BTC, ETH, USDT to USD, EUR, GBP. Off-ramp to any bank worldwide.
Fiat to Crypto
Buy crypto with bank transfers, cards, or local payment methods. On-ramp in seconds.
Cross-border payments
Send money to 150+ countries using crypto rails. Settle in local currency.
Multi-asset accounts
Hold USDT, BTC, ETH, and 50+ assets in one unified account with full control.
Spend anywhere
Virtual and metal debit cards. Spend crypto at 80M+ merchants globally.
Earn yield
Stake your assets and earn up to 12% APY. DeFi yields without complexity.
Self-custody option
Your keys, your crypto. Export to personal wallets anytime.
Instant settlements
No waiting days. Transactions settle in minutes on blockchain.
"Finally, a platform that truly bridges DeFi and traditional finance. I can convert my crypto earnings to fiat and pay my team in any country — all from one dashboard."
On-ramp. Off-ramp.
No friction in between.
Built for the decentralized future. Ready for mainstream adoption.
Decentralized principles.
Enterprise-grade infrastructure.
Multi-chain support
Operate across Ethereum, Solana, BSC, Polygon, and 10+ blockchains from one account.
Institutional-grade custody
Assets secured with multi-sig, cold storage, and $100M insurance coverage.
Non-custodial option
Connect your own wallet. Your keys, your crypto. We just provide the rails.
Banking's been a headache.
Now, it's a head start.
Create cards in a couple of clicks
Instantly spin up as many virtual cards as you need. Create cards for any purpose — DeFi spending, subscriptions, contractors, you name it.
Watch trades execute themselves
AI reads market signals, executes trades automatically, and remembers your preferences — so you can approve and trade in seconds.
Get paid without a patchwork of tools
Send manual and automatic invoices, accept crypto payments, and manage customer details right from your Xpan account.
Reconcile transactions without the runaround
Import transactions from any wallet and we'll auto-categorize them. You don't lift a finger.
Built for how you actually use money
Whether you're a business managing global operations or an individual navigating the crypto economy, Xpan Money bridges the gap between traditional finance and decentralized assets.
For Businesses & Organizations
Streamline global operations with crypto-native treasury
Global Payroll
Pay remote teams worldwide in their preferred currency - crypto or fiat - with instant settlements and minimal fees.
Treasury Management
Diversify corporate treasury with crypto assets, earn yield on idle funds, and hedge against currency volatility.
E-commerce Payments
Accept crypto payments from global customers and automatically convert to local fiat for seamless accounting.
Vendor Payments
Pay international suppliers and contractors instantly without waiting days for wire transfers or paying hefty fees.
Investment & Yield
Stake crypto assets, provide liquidity, and earn competitive yields on business reserves with institutional security.
Multi-Sig Security
Secure corporate funds with multi-signature wallets requiring multiple approvals for large transactions.
For Individuals & Freelancers
Your personal bridge between crypto and everyday life
Crypto Off-Ramping
Convert your crypto earnings to local currency and withdraw directly to your bank account in 150+ countries.
Everyday Spending
Use your virtual or physical debit card to spend crypto anywhere Mastercard is accepted.
Travel & Remittances
Send money home to family or travel abroad without expensive forex fees - convert on arrival instantly.
Education Payments
Pay international tuition fees from anywhere. Convert crypto to fiat and send directly to institutions.
Real Estate
Purchase property internationally, make down payments, and pay mortgages using crypto-to-fiat conversion.
Freelance Income
Receive payments from global clients in crypto, convert to local currency, and manage your finances in one place.
Powering every industry
From gaming to real estate, Xpan Money enables seamless crypto-fiat flows
Gaming & Esports
In-game earnings, tournament prizes, creator payments
Gig Economy
Driver earnings, delivery payments, task completion rewards
DAOs & Web3
Contributor payments, governance rewards, grant distributions
Real Estate
Cross-border property transactions, rental income
Xpan Money in the spotlight
$50M in annual revenue and profitable
Xpan Money lands $120M Series B
Most Innovative Crypto Fintech 2025
The future of finance is
decentralized. Join us.
Whether you are a DeFi native or new to crypto, Xpan Money makes global finance accessible to everyone.